Understanding Social Security Benefits in the United States

Social Security is one of the most important federal programs in the United States. It was created to provide a financial safety net for citizens and their families, especially during retirement, in times of disability, or after the loss of a loved one. Millions of Americans depend on Social Security benefits every month, but many people still find the system confusing and overwhelming to navigate.

At Claris & Co Legal, we believe that every citizen deserves full access to the benefits they’ve earned, and we are here to help guide you through the process.

What Are Social Security Benefits?

Social Security benefits come in three main categories:

Retirement Benefits – Monthly payments to citizens who have worked and contributed to Social Security over their careers. You can start collecting as early as age 62, though waiting until “full retirement age” or later increases your monthly benefit.

1. Disability Benefits – Support for citizens who are unable to work due to a serious medical condition. These benefits are often life-changing, but the application process is strict and denials are common.
2. Survivor Benefits – Payments to the family members of a worker who has passed away, helping spouses, children, and sometimes even parents maintain financial stability.

Challenges Citizens Face

While Social Security is a right, accessing it is not always simple. Many citizens face:

Complicated applications with strict paperwork requirements.

• Delayed or denied claims, especially for disability.
• Confusion about eligibility, such as when to retire or how survivor benefits work.
• Appeals and hearings that require strong legal representation.

Unfortunately, even eligible individuals sometimes miss out on benefits because they don’t know how to apply correctly or fail to appeal a denial.

How Claris & Co Legal Can Help

At Claris & Co Legal, we specialize in helping individuals and families secure their rightful Social Security benefits. Our services include:

Application Assistance – Ensuring all required forms and documentation are correctly submitted.

• Appeals & Hearings Representation – If your claim is denied, we fight for you in the appeals process.
• Benefit Maximization Advice – Helping you determine the best time and strategy to claim retirement benefits.
• Family Guidance – Advising surviving spouses and dependents on how to access survivor benefits.
• Disability Claims Support – Building strong cases backed by medical evidence to improve your chances of approval.

We understand how stressful it can be to navigate the Social Security system alone. With our legal guidance, you don’t have to face it by yourself—we ensure your rights are protected and your benefits are secured.

Conclusion

Social Security is a program designed to protect U.S. citizens, but claiming those benefits can often be a long and difficult journey. Whether you are planning for retirement, dealing with a disability, or seeking survivor benefits for your family, Claris & Co Legal is here to stand by your side.

Your benefits are your right—let us help you secure them.

Contact Claris & Co Legal today for a consultation.